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LifeStyle Checking

SmartStyle
MyStyle
FiftyFiveStyle
ConnectStyle

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VISA® Debit Card with $0 Liability Protection (1) (6)
Free Free Free Free
Online Banking with  Text Alerts Free Free Free Free
Bill Pay with eBill
Free-Unlimited Free-Unlimited Free-Unlimited Free-Unlimited
Mobile Banking
Free
Free Free Free
Mobile Check Deposit
Free Free Free Free
Minimum Opening Deposit
$50 $50 $50 $50
Checks Standard Pricing
Standard Pricing Free custom wallet checks (2) Free custom wallet checks  (2)
Monthly Statement With imaged checks No check images
With imaged checks With imaged checks
Earns Interest Premium Interest Rate (7) No Earns interest each day a $500 balance is maintained Earns interest each day a $500 balance is maintained
Official Bank Checks Standard pricing Standard pricing Standard pricing Free (3)
Overdraft Protection Line of Credit Rate (1)
Standard pricing Standard pricing Standard pricing 0.5% reduction off current rates (1)
Safe Deposit Box
Standard pricing
Standard pricing
Standard pricing
Free small size box when available or credit towards a larger box
Stop Payment Order Standard pricing
Standard pricing
Standard pricing
One free per year
ATM Fees All ASB ATM fees and up to $20 in other banks' fees refunded when qualifications met  (7) Standard pricing. For students under age 24, ASB ATM fees refunded up to $10 per month  (5)
Standard pricing
ASB ATM fees refunded up to $10 per month
Monthly Maintenance Fees

$6 per month.
To avoid monthly fee:

  • Maintain a minimum daily balance of $2,500 or more

$8 per month

Reduce or eliminate monthly fee by the following:

Receive a $6 credit by meeting ONE of these requirements:

  • Maintain $500 minimum daily balance
  • Have 15 debit card purchases(4)
  • Student under age 24 (5)

Receive $2 credit by signing up for paperless statements(8)

None

$15 per month.

Eliminate the monthly fee by meeting ONE of the following:

    • Maintain minimum daily combined balances of $5,000 or more in ConnectStyle, savings, money market, or certificate of deposit accounts

    -OR-

    • Maintain a $20,000 minimum daily principal balance in an Asheville Savings Bank home mortgage or Equity Line of Credit




Other ConnectStyle Benefits:

  • 0.50% rate reduction on vehicle and other installment loans(1)
  • $150 off home mortgage closing costs(1)

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Checking Accounts

Whether you use your checking account once a day, or just once a month, we have a full range of diverse checking accounts and supporting services.

All Asheville Savings Bank checking accounts come with the following benefits - all at no extra charge to you.

Benefits in Every Checking Account:

Download our checking comparison


(1) Loan and Debit Cards subject to approval

(2) Limit two (2) boxes per year

(3) Limit one per day

(4) Debit card purchases must settle during monthly statement cycle. ATM transactions, Account-to-Account (A2A) Payment transactions and other transactions not processed through the VISA® network are not considered purchases.

(5) Upon request a student waiver will be applied to the account if the student meets both of the following requirements: must be under the age of 24 during the entire statement cycle and be enrolled in high school, college, university or a vocational program. Students may be required to show proof of enrollment. 

(6) $0 liability protects you if your consumer VISA® Debit Card is lost, stolen or used fraudulently. Applies only to purchases processed through VISA®.

(7) Account requirements must be met each qualification period:

  • Have 10 debit card purchases settle to your account in the qualification period. ATM transactions, Account-to-Account (A2A) Payment transactions and other transactions not processed through the VISA® network are not considered purchases
  • Have at least one of the following ACH transactions post to the account in the qualification period: Direct Deposit, ACH Draft or Online Bill Payment
  • Sign up for, receive and view eStatements, which includes acceptance of the online terms and conditions. If your Asheville Savings Bank Online Banking is inactive for 90 days, this service will be discontinued and you will be unable to receive eStatements. This will result in the Premium Interest Rate qualification NOT being met.
  • Qualification Period Dates

If requirements are met:

  • The Premium Interest Rate will be paid and all Asheville Savings Bank ATM fees will be refunded and up to $20 of other banks' ATM fees

If requirements are not met:

  • You will still earn the minimum rate tier on your checking balance and ATM fees will not be refunded 

(8) Sign up for, receive and view eStatements, which includes acceptance of the online terms and conditions. If your Asheville Savings Bank Online Banking is inactive for 90 days, this service will be discontinued and you will be unable to receive eStatements. This will result in the Paperless Statement Credit Rate NOT being met.

 

For general inquiries contact us at:
800 222 3230 | customerservice@ashevillesavingsbank.com | PO Box 652, Asheville, NC 28802

Copyright 2015 Asheville Savings Bank