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Personal credit cards

Choosing the right credit card Is easier than ever.

No matter which card you choose, you'll enjoy important features like:

  • EMV smart chip technology for added security
  • Mobile purchasing capability for added convenience
  • Plus much more!

Let's get started...

Save with a longer intro rate.

VISA® Platinum Card


Save on interest with an extended introductory rate and pay down other credit card balances faster. More            



  Apply Now  


Earn valuable rewards.               Pick the best rewards card for you!


    VISA® Bonus Rewards Card

      Watch your rewards add up fast with 1 point for every $1 you spend on eligible net purchases, and receive automatic bonus points each month. Plus get $25 cash back 1 after your first purchase. More


      VISA® Bonus Rewards PLUS Card

      Watch your rewards add up even faster with 1 point for every $1 you spend on eligible net purchases, and receive even more automatic bonus points each month. Plus get $50 cash back 1 after your first purchase - all with a low annual fee. More


      Cash Rewards American Express® Card

      Earn cash back1 every time you use your card: 3% on gas, 2% at supermarkets, and 1% on all other eligible net purchases, plus $25 cash back1 after your first purchase. More


      Travel Rewards American Express® Card

      Earn great rewards faster with 3X reward earnings on airline net purchases and 2X reward earnings on restaurant and hotel net purchases and 1X reward earnings on all other eligible net purchases, plus get $75 cash back1 after your first purchase - all with a low annual fee. More




      Apply Now



      Apply Now


      Apply Now


      Apply Now


    Build your credit. 2


    VISA® College Rewards Card

    Get off to the right start with a great rate and manageable credit line, plus earn rewards on your everyday spend. More 


    VISA ® Secured Card

    Start building (or rebuilding) your credit history, even if you've been turned down for other credit cards, with flexible credit lines based on a security deposit and a low annual fee. More 






        Apply Now


        Apply Now



      Current cardholders:

      For current cardholders, click on the button below to access your account:

      Access My Account


      Asheville Savings Bank partners with Elan Financial Services to offer credit card options that fit your lifestyle.

      1- Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.

      2 - Late payments and going over the credit limit may damage your credit history.

      The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.










      For general inquiries contact us at:
      800 222 3230 | | PO Box 652, Asheville, NC 28802

      Copyright 2015 Asheville Savings Bank