SmartStyle Account
Our SmartStyle account may be of benefit to you because:
You Enjoy Using Your ATM/Debit Card
Using your ATM/Debit card more than ten times a month is easy for you…and you will enjoy special benefits because of that.
You Utilize Direct Deposit And Online Bill Pay
Not having to worry about your paycheck or other deposits being made since you have direct deposit and you enjoy the ability to pay your bills online.
You Want To Earn Extra Money At No Cost To You
You can reap the benefits of this interest earning account every day that a $500 balance is maintained.
You Invest
Receive a free custom financial plan through the investment services of LPL Financial.
SmartStyle Account*
- $50 opening deposit
- Free initial supply of wallet-style Custom Creations personalized checks. (Shipping charges may apply.)
- Premium interest rate on your checking balance, up to $25,000. **
- Use any bank's ATM free, any time, anywhere nationwide***
- Free Visa Debit Card****
- $6.00 monthly service fee waived if account maintains a $2,500 minimum daily balance
- Free initial supply of standard checks. (Shipping charges may apply.)
- Optional Overdraft Protection Services available****
To Receive A Higher Interest Rate**, The Following Requirements Must Be Met Each Qualification Period:
- Have 10 debit card purchases settle to your account in the qualification period. ATM Transactions are not considered purchases.
- Click here for qualification period dates for Debit Card purchases.
- Have at least one of the following ACH transactions post to the account in the qualification period: Direct Deposit, ACH Draft or Online Bill Payment
- Sign up for, receive and view eStatements*****, which includes acceptance of the online terms and conditions on this website.
If Requirements Are Not Met:
- You will still earn the minimum rate tier on your checking balance
- Other bank’s ATM fees will not be refunded
* Available for consumer accounts only
**Premium interest paid on balances up to $25,000. A different interest rate is paid on balances over $25,000 and to accounts that do not meet minimum requirements. Requirements include: 10 debit card purchases settle to your account in the qualification period (ATM Transactions, Account-to-Account (A2A) Payment Transactions and other transactions not processed through the Visa network are not considered purchases.), at least one ACH transactions, such as Direct Deposit, ACH Draft or Online Bill Payment, posts to your account in the qualification period and you sign up for, receive and view eStatements, which includes acceptance of the online terms and conditions.
***ATM Fees assessed by domestic US Banks will be refunded up to $4.99 per transaction for each statement cycle that qualifications are met. Refunds are not issued for international ATM Fees.
****Subject to approval
*****If your Asheville Savings Bank internet banking is inactive for 90 days, this service will be discontinued and you will be unable to receive e-Statements. This will result in the Premium Interest Rate qualifications not being met.
For a complete overview of rates, click here. View our Truth in Savings Disclosure for complete information.
If you would like more information about all of our accounts, please click here. If you are ready to open this account, please click the button below!