Asheville Savings Bank

Checking Account Comparison


  TBC Premier Checking Senior Premier Checking
(For Seniors 55+) 		Banking Edge Premier Checking
VISA® CheckCard®* Free Free Free Free
Internet Banking Free Free Free Free
Internet Bill Pay Free Free Free Free
Minimum to open $50 $50 $50 $50
Checks First order free (50 checks standard wallet) First order free (50 checks standard wallet) Free custom wallet-style personalized checks Free custom wallet-style personalized checks
Easy-to-read laser-printed monthly statement With imaged checks Checks are held for safekeeping With imaged checks With imaged checks
Earns interest Premium Interest Rate*** Does not earn interest Earns interest each day a $500 balance is maintained Earns interest each day a $500 balance is maintained
Traveler's checks No fee No fee No fee No fee
Official bank checks Standard pricing Standard pricing Standard pricing No fee
Breathe-Easy Overdraft Protection line of credit rate** Subject to approval Standard pricing Standard pricing 0.5% reduction off current rates
Safe deposit box discount None None None Free (small size-subject to availability) or credit toward a larger box
Free stop-payment order None None None One per year
Non-Asheville Savings Bank ATM usage fees waived Use any bank's ATM free, any time, anywhere nationwide*** No No Two per month
Monthly fees None None None

$15.00 per month. Avoid monthly fees if you:

  • Maintain a savings, money market or certificate balance of $2,500 or more, or
  • Maintain a home mortgage balance or home equity line of credit, or
  • Maintain a checking account balance of $2,500 or more
 

***Account requirements (must be met each qualification period):

  • Have 10 debit card purchases settle to your account in the qualification period. ATM Transactions are not considered purchases.
  • Have at least one of the following ACH transactions post to the account in the qualification period: Direct Deposit, ACH Draft
    or Online Bill Payment.
  • Sign up for, receive and view eStatements, which includes acceptance of the online terms and conditions on this website.
  • Qualification Period Dates
      

*Subject to approval|
**Subject to credit approval

If requirements are not met:

  • Your account is still free
  • You will still earn the minimum rate tier on your checking balance
  • Other bank’s ATM fees will not be refunded
      

 

FDIC