Checking
You can choose from a full range of unique and diverse checking products. Whether you use your checking account once a day, or just once a month, we have the right choice for you.
For a complete overview of rates, click here. For a side-by-side comparison of account benefits, click here. Or, to view our Truth in Savings Disclosure, click here.
The Best Checking
- Premium interest rate on your checking balance, up to $25,000.*
- Use any bank's ATM free, any time, anywhere nationwide
- Free Visa CheckCard**
- No monthly service fee
- No minimum balance
- Free initial supply of standard checks
- No-fee travelers checks
- Optional overdraft line of credit**
- Available for consumer accounts only
- $50 opening deposit
Account requirements
(must be met each statement cycle):
- Ten or more CheckCard purchases per month
- Verification dates for CheckCard purchases
- One direct deposit or electronic payment per month
- Enroll and receive electronic account statement
If requirements are not met:
- Your account is still free
- You will still earn 0.15% APY* on your checking balance
- Other bank’s ATM fees will not be refunded
Premier Checking
- No monthly service fee
- Free initial supply of wallet-style personalized checks
- No-fee travelers checks
- $50.00 opening deposit
Senior Premier Checking
- For seniors 55+
- Interest earned every day balance is above $500
- Free wallet-style personalized checks
- No-fee travelers checks
- No-fee official bank checks
- $50 opening deposit
Banking Edge Premier Checking
- $15.00 per month service fee waived for balances above $2500.00 -OR- maintain $2500.00 in a money market, savings, or certificate of deposit account -OR- maintain a real estate, home equity, or auto loan with Asheville Savings Bank
- Free wallet-style personalized checks
- Free 3x5 safety deposit box (subject to availability) or credit toward a larger box
- One (1) free stop payment order per year
- Two*** non-Asheville Savings Bank ATM usage fees waived per month
- 0.5% reduction off current interest rate for Breathe Easy Overdraft Protection**
- $50 opening deposit
*Premium interest paid on balances up to $25,000. A different interest rate is paid on balances over $25,000 and to accounts that do not meet minimum requirements. Requirements include: Ten CheckCard purchases, one direct deposit or ACH and receipt of monthly statement electronically to earn these rates. Free ATM refunds when requirements are met. Maximum ATM refund is $4.99 per transaction. For personal use only.
**Subject to approval
***Asheville Savings Bank fees only
